If you have been in a car accident and wondered if it is necessary to call the police, or when the other party tries to encourage you not to call the police, this article is for you. If you are in an auto accident, call the police immediately. In addition, contact your agent with Box Insurance Agency auto insurance companies in Fort Worth. Contacting the police ensures your protection and compliance with the law and insurance requirements.
Report Forms are Necessary
A police officer may not provide a written report if they have not witnessed the accident or if no one is injured. In this situation, the officer will provide you with a form to fill out and mail in, as required by state law within 10 days of any accident causing over $1000 worth of damage. The report will be necessary in order to file a claim with your auto insurance companies in Fort Worth.
Prevents Identity Fraud
The police officer will verify the other party’s proper identification. Texas state law requires the parties in an accident to provide each other the following information:
- Name, address, and contact information
- Driver’s License Number
- License Plate Number
- Auto Insurance Information
In addition, keep a pen and paper in your glove box for making notes of the accident. Including the make, model and color of the other car, verify the license plate, get the names, addresses, and contact for any witnesses to the accident. Write down the details of the accident, and any comments the other driver has made, especially if they claim fault.
Auto insurance companies in Fort Worth recommend using your cell phone to take photos of the accident scene, otherwise consider keeping a disposable camera in the car. This can prevent claims of damage that occurred in later accidents. Jot down a description of the driver and any notable characteristics, such as tattoos or scars. In addition, write down the number of passengers, a description, name and if possible their driver’s license numbers. This can prevent later claims of injury by persons not present in the vehicle at the time of the accident. Provide a copy of your notes to your auto insurance companies in Fort Worth, or the assigned claims adjuster. If the other party files a claim, the information can help them to flag potential fraud.
After calling the police, and when the accident is cleared, contact an insurance agent with your auto insurance companies in Fort Worth to report the accident.
If you have questions, contact Box Insurance Agency auto insurance companies in Fort Worth. Our insurance agents offer personalized care for your insurance needs. Protect what is important in your life; contact an agent with Box auto insurance companies in Fort Worth for a free quote. We serve Dallas, Fort Worth, Grapevine, and the surrounding areas. A Box Insurance agent is ready to take your call, and provide for your insurance needs with policies to fit your requirements and your budget.