As the owner of an auto repair shop, it’s likely your business stems from a passion for the trade. It may have even begun as a hobby in the garage, and your skills have taken it on a path to an established business. Along with business responsibilities, comes the realization of the need to protect your business and livelihood, and the resulting need for insurance. Box Insurance Agency can provide your auto repair shop insurance needs. When comparing the price and the benefits between Grapevine Insurance Companies, contact a Box agent for personalized service.
The required insurance for an auto repair shop can vary according to its unique needs. However, there are basic insurance requirements common for each shop. Furthermore, the peace of mind in knowing your business is protected, enables you to focus on your customers and provided superior service.
Liability is an essential for any business. When a customer is injured on your premises, even when it’s entirely their fault, you may still be held liable for damages and awards. Furthermore, business liability insurance for small businesses ensure the ability to recover from large awards. Contact a Box agent at our Grapevine Insurance Companies today.
Business Property Coverage Insurance
As an auto repair shop’s business grows, it’s typical for the owners to expand services, and this often involves investing in additional equipment for diagnosis and repair. Unfortunately, major equipment for an auto repair shop can be extremely costly. It’s essential to protect your assets, against damage and loss. For example, if a fire destroyed your building, tools and equipment, would you be financially able to rebuild from the ground up? Adequate business property coverage insurance coverage will assist to ensure the answer is yes. Before committing to another provider among Grapevine insurance companies, contact a Box agent for a free insurance quote.
Accidents happen to employees from time to time. Even the safety minded employees can become distracted for a moment, or be injured when machinery unexpectedly fails, resulting in an accident. As the business owner, when an accident occurs on-the-job, you’re responsible for the monetary cost of medical payments, and time off.
Worker’s compensation provides the coverage necessary for both your auto repair shop’s financial safety, and the employees’ best interests. Contact a Box agent at our Grapevine Insurance Companies for a free quote.
Garage Keepers Liability Insurance
Garage Keeper’s Liability insurance provides coverage of a vehicle against theft, fire and damage while in an auto repair shop.
Customers have a reasonable expectation of their vehicle being safe and secure when in a shop. While business property coverage protects your business property and equipment, it provides no protection for the customer’s property, leaving you liable in the event something were to happen to it.
Garage keeper’s liability insurance provides protection for the cost incurred due to loss or damage to a customer’s vehicle on your business property. Contact an agent with our Grapevine insurance companies for additional information.
Full Coverage Insurance Policy
These policies provide the basic auto repair shop insurance each business needs. However, every business is unique and has its own individualized needs. Furthermore, an assessment of services and risks is a prudent step in ensuring the coverage required. Contact Box Insurance Agency for additional information on auto repair shop insurance, and to ensure adequate protection for your business. Our Grapevine Insurance Companies will provide the personalized care and attention you deserve.