Home builder’s provide an essential service to our growing communities, and the construction of homes can be a profitable business. Unfortunately, there are risks that could potentially shut your business down. Employees, other workers, and others could be injured, natural disasters can strike, and the theft of building materials and tools are just a few of the risks a home builder faces. To ensure your business survives the unexpected, contact and request insurance quotes from good insurance companies in Fort Worth. Home builder’s insurance can ensure the survival of your business in the event of a loss. Contact a Box Insurance Agency agent today.
Getting the Best Insurance
Every home building company is unique in its size, services, skills, territory, assets and budget. Your risks are also unique, and a home builder’s insurance policy should be custom to your company’s needs. It’s wise to review your insurance needs annually, and to compare quotes and service among good insurance companies in Fort Worth.
There is no shortage of insurance companies selling insurance, but not all are willing to discuss your operations at length to ensure you receive the coverage you need. Furthermore, not all are willing to provide the support that makes a claim easier and less stressful. While any insurance company can sell you insurance, Box Insurance Agency is among the good insurance companies in Fort Worth willing to dedicate the time to ensure you receive the insurance, and the personal service you deserve.
The Basic Home Builders Insurance
There are numerous options you can include in your home builder’s policy. Each option is designed to protect your business against a specific risk. Protect your company by comparing policies among good insurance companies in Fort Worth.
It’s wise to be aware of the available options, ensuring the best protection of your company. While the potentials are numerous, the following are common coverage for the majority of home builder’s:
General Liability Insurance
Construction involves numerous potential dangers. From potentially dangerous tools and equipment, to heavy materials and steep roofs, injury is a possibility on any job site. Your employees and other workers are not the only persons at risk. The homeowner you’re building for, the real estate agent who will list the home, and inspectors may be at risk of injury. The risks aren’t limited to the jobsite, a potential client who slips and falls in your office may sue. We live in a litigious society, and injuries, or damages to another person’s property often result in lawsuits. General liability insurance protects your company against them financially. When shopping for insurance among good insurance companies in Fort Worth, contact Box insurance agents for a free quote.
Professional Liability Insurance
As a professional builder, you are responsible for maintaining a high standard of excellence. When construction problems occur after the sale of a home, you are liable as the professional contractor in charge. Professional liability insurance ensures protection from professional liability up to the limit you choose.
The investment in your business may be substantial. Living in an uncertain world means a number of occurrences could damage your assets and investment. Fire, storms, theft, and vandalism are a few of the potential risks facing all business owners. Property coverage protects your investment, and prevents the loss from coming out of your pocket.
Builder’s Risk Coverage
Builder’s risk coverage protects personal property while on the job site. For example, it will cover your laptop, tools, equipment, and materials that may be damaged or stolen. Builder’s risk coverage is the only coverage that protects personal property on the job site.
If you have employees you are required to purchase Workers Compensation covers employees who are injured while on the job. It ensures medical treatment for a worker’s injuries, and their income, while protecting the employer from litigation.
Commercial Auto Insurance
Home builder’s need a commercial auto policy to protect vehicles used for work. Commercial auto insurance provides protection for the vehicles against damage, and liability. If you are using a vehicle for business purposes, you need commercial auto insurance for protection.
When shopping for good insurance companies in Fort Worth, contact Box Insurance Agency for a free quote for Home Builder’s Insurance. We serve Fort Worth, Dallas, Grapevine, and the surrounding areas with personalized service.