With the increase in burglaries and home invasions, many homeowners are considering ways to increase the safety of their homes, and installing home security systems. Having a security system in place will not only provide you with peace of mind, it may lower the cost of your homeowners insurance. The potential credit and the amount will depend on the type of security device you have. Typically, you can expect a credit from 5% to 20% with an accepted system. Contact a Box Insurance Agency agent when comparing prices between Insurance Companies in Fort Worth. Our agents will provide you with a free insurance quote.
Many insurance policies require systems that automatically call 911 during a burglary. If you are unable to install a central security system, installing deadbolt locks, smoke detectors, and having fire extinguishers in the home can also reduce your home insurance premium. If you’re considering a home security system and would like additional information, contact Box Insurance Agency. The expertise of Box agents in our insurance companies in Fort Worth ensures that you receive personalized attention for your insurance and investment needs.
Listed below are a few of the different types of security systems:
- Internet and/or WIFI Home Security Camera Systems enable you to monitor your home remotely with a computer, tablet, or smart phone. Some systems will notify you and/or the authorities when a breach occurs in the perimeter.
- A local alarm is a burglary and/or smoke alarm utilizing a bell, siren/and or a strobe light outside your home. Local alarms don’t notify the authorities.
- An alarm company monitors your home 24/7 with home monitoring service. When activated, they notify the authorities, typically contacting you before notifying the police. Features vary and examples of some of those available include: police notification; smoke alarms and gas leak alarms, the fire department is notified; carbon monoxide detectors, notifies 911; some models can be integrated with the home’s heating and cooling thermostat for remote adjustments, and security camera systems for remote viewing with a computer, tablet or smart phone.
A home security system of any kind is good insurance even when it won’t provide you with an insurance discount. It will assist in deterring potential break-ins by its mere presence, and it will help to ensure your family’s safety in the event of an emergency. In addition, systems requiring batteries should be changed every few months, if the alarm doesn’t work, there is no point in having one. All homes should have functioning smoke detectors. In the event of a fire, the chances of your family making it out alive increases significantly with functional smoke alarms in the home.
The majority of homeowner’s policies includes a discount for protection devices, such as deadbolt locks, smoke detectors, fire extinguishers and some alarms. The amount of the discount depends on what devices you have. Contact an agent today, for assistance from Box Insurance Agency’s insurance companies in Fort Worth.
The expertise of our dedicated agents in Box insurance companies in Fort Worth ensures you receive personal attention for your insurance and investment needs. Our agents can assist you with homeowner’s insurance, life insurance, auto insurance, commercial insurance, investments, retirement and much more. When comparing quotes from insurance companies in Fort Worth, contact our agents, and let us assist with your insurance needs. If you would like additional information regarding a discount for home security systems contact our insurance agents today.