When shopping among the best auto insurance companies in Fort Worth, contact Box Insurance Agency for a free quote on liability insurance, or other insurance. The majority of state’s now require drivers to purchase two types of liability insurance in order to operate their automobile. The two types of coverage include:
- Bodily injury pays the medical expenses, pain and suffering, and lost wages of injured persons in an accident with your vehicle, in which you are found liable for, up to your limit.
- Property damage coverage pays to repair or replace the vehicles or other property that are damaged in an accident, and its loss of use in which you are legally responsible for.
Property damage liability coverage doesn’t pay for the repair or replacement of your own vehicle. Coverage for your vehicle’s damages requires collision and comprehensive coverage.
The Recommended Coverage
Every state sets a minimum coverage level for liability insurance. It provides protection for in an accident for which you are responsible. The purchase of more than the minimum coverage will increase the cost of your policy, but provides greater protection in the event of an accident. It is to your benefit to consider whether you can afford to pay for damages that exceed the payout of your liability policy. The higher your limits, the more protection you will have. When you’re shopping for insurance among the best auto insurance companies in Fort Worth, contact Box Insurance Agency for a free quote.
In a number of states, the legal minimum liability is insufficient to pay for serious injuries or to replace a late-model car. The minimum only provides you with the ability to drive legally. If you need further information, or are shopping among the best auto insurance companies in Fort Worth, give us a call for free insurance quotes.
Insurance industry experts recommend drivers carry bodily injury liability coverage of $100,000 per person and $300,000 per accident, also referred to as a 100/300 coverage. For property damage liability, the experts recommend $50,000 or more.
When a severe injury occurs in an accident, today’s high medical costs can average $750,000 plus ongoing medical treatment. It pays to consider higher liability limits, and other protection for your assets. A Box insurance agent will be glad to provide you with the information, and free quotes providing the best protection for you.
Box Insurance Agency has been providing our clients with protection for almost a century. The expertise of our insurance agents, and our personal attention to you, ensures our clients are never alone when they choose Box Insurance Agency. That is one reason our clients consider us among the best auto insurance companies in Fort Worth.
Extra Liability Protection in any Setting
In addition, considering the growing amount of litigation with large awards, an increasing number of people are purchasing personal liability protection policies. These policies can add from $1 million to $5 million in liability protection for you, in addition to your automotive and homeowner’s liability policy. Personal liability policies protect you 24/7 in and out of your car or home, and when abroad for many policies.
Other Auto Coverage
Collision Coverage will pay for damage to your covered vehicle, caused by the collision with another vehicle or object, and in a vehicle rollover.
Higher deductibles lower your premium, but increase the amount you will pay out of pocket in the event of an accident. If you choose a higher deductible, the best auto insurance companies in Fort Worth recommend you have the amount available in ready cash.
Comprehensive coverage helps pay for the damage or loss of an insured vehicle, that isn’t caused by a collision or vehicle rollover. It may be subject to a deductible. Examples of events that qualify under your comprehensive policy include:
Unfortunately, there are people who drive without any liability insurance. If you’re injured in an accident caused by an uninsured driver, Uninsured Motorist Coverage will pay for the damages caused by another person without liability insurance. Medical expenses, pain and suffering, and lost wages are examples of payable bodily injury damages.
Underinsured Motor Vehicle
Numerous drivers carry low limits of liability coverage, often only the minimum required by law. If you’re injured in an accident caused by an underinsured driver, Underinsured Motor Vehicle Coverage will pay for damages caused by another person who is underinsured.
If you would like additional information about liability insurance or other coverage, contact an agent from one of the area’s best auto insurance companies in Fort Worth, Box Insurance Agency. Box insurance agents offer personalized care for your insurance needs. Contact the leader in best auto insurance companies in Fort Worth today to protect what’s important in your life. We are known for the personalized attention we provide our clients in Dallas, Fort Worth, Grapevine, and the surrounding areas.