Whether you’re moving out of your parent’s house, or renting your first place off campus, it’s an exciting time. For the majority of renters, furnishings begin few and expand over time. Eventually you replace the second hand couch with a sleek style of your own choosing. Piece by piece your belongings increase. Unfortunately, few renters realize that their landlord’s insurance policy won’t cover their personal belongings. If a fire, storm damage, or other insured loss were to occur, a landlord’s policy only protects the building itself. You’re responsible for replacing the loss of your own possessions. When this occurs, renters insurance comes provides coverage for your possessions and more. Contact us today, an agent from Box Insurance Agency’s insurance companies in Dallas can assist you.
If you’re living in a rented space, a renter’s insurance policy will protect both you and your possessions. Should something occur in your rental, and you’re at-fault, you may be held responsible for the repairs or replacements required. Renters insurance can provide protection from damage to the rental unit, damage to your possessions, and liability damages.
Renters insurance is typically extremely reasonable. Furthermore, when combining a Renters Insurance policy with an auto insurance policy, you may qualify for a discount. While shopping among insurance companies in Dallas for a quote, give Box Insurance Agency a call. Our agents will provide a free insurance quote, and go over the details to determine your insurance needs, and provide a policy that insures against both potential loss and provides protection against liability claims.
In addition, a renter’s insurance policy can cover losses, including theft from your home or car. When purchasing a renter’s insurance policy, ask about replacement cost on contents. Without replacement cost insurance, the settlement of a claim will be based on the actual cash value of your property as opposed to what it will cost to replace them.
Loss of use coverage is an additional aspect of renter’s insurance to consider. It will provide coverage for out of pocket expenses if you’re unable to live at home due to a fire, for example.
In a renter’s insurance policy, liability and medical payments can be added to the policy to cover not only injuries to guests in your home; it also protects you from claims if you inadvertently cause an injury to someone. In addition, medical payments can assist in paying for their out of pocket expenses.
One of the best aspects of a renter’s insurance policy is how affordable they are. Call the Box Insurance Agency for a free insurance quote today. The expertise of Box agents in our insurance companies in Dallas ensures you receive personal attention for your insurance and investment needs. Our agents can provide assistance with life insurance, auto insurance, commercial insurance, investments, retirement and much more. Box Insurance Agency can assist in protecting your assets, and your future. When comparing quotes from insurance companies in Dallas, contact our agents, and let us assist with your insurance needs.