Our client did not have insurance coverage nor prepaid legal representation for wrongful termination and sexual harassment lawsuits, should they occur.
We were very persistent in our effort to help our client understand the consequences of this type of loss with the average defense cost being $50,000 and settlements being much higher should there be any wrongdoing.
The year after the client purchased the coverage they were sued for $200,000 for wrongful termination. The claim was clearly without merit. Our insurance company assigned a top notch employment law firm to the case and within two months, the lawsuit was dismissed without any judgment to the claimant. Needless to say, our client was very thankful for our pleasant persistence over the years.